Our products
- 1,000,000₦ - 2,000,000₦
- From 6 to 18 months
- Accessible to business owners
Micro+ Loan
- 1,000,000₦ - 150,000,000₦
- From 6 to 18 months
- Accessible to business owners
SME Loan
Guarantee Loan
- 50,000₦ - 50,000,000₦
- From 6 months
- Accessible to business owners
- 1,000,000₦ - 150,000,000₦
- From 6 to 18 months
- Accessible to business owners
Building Loan
- 1,000,000₦ - 150,000,000₦
- From 6 to 24 months
- Accessible to existing customers and businesses owners
SME Loan
How does it works
01 Step
Application form
The application form on our website
02 Step
The call center calls you back
Customer service will call you back and redirected you to the nearest branch.
03 Step
Appointment in a branch
Nearest branch to pick up an application form.
04 Step
Open an account
Duly filled form with necessary documents.
FAQ
Our minimum loan amount is N50,000 and a Maximum amount of N50,000,000. Both depend on the borrower’s repayment capacity assessed based on verifiable business inventory and other criteria.
What we offer are business loans for businesses that are already in existence/operation, and housing/house improvement loans.
In order to access our loan facility, certain criteria must be met. Firstly, you must possess a business. Additionally, the location of your business must be within our bank’s lending area, which encompasses the following states: Anambra, Lagos, Oyo, Kwara, Kaduna, Kogi, Rivers, Plateau, Abia, Niger, Ogun, and Abuja. Furthermore, your business must have been in operation for a specified period of time.
It doesn’t take longer than it ought to as long as the necessary requirements are adequately met (less than 3 working days).
Our interest rate differs depending on the loan amount. However, it is very competitive.
No fee or mandatory account opening is required before you can get a loan from us.
